The (Maryland) concept involves having everyone in the state get health care through one single insurance pool to which everyone pays premiums. It eliminates the variety of insurance companies that now offer coverage only to those insured through an employer or who can pay.
and
A bill aiming to create a universal health care system in Colorado by examining the elimination of private insurance received approval from a Senate committee Monday.
Makes one wonder if anyone bothered to think this through.
Most folks don't like Obamacrap. Now it seems like insurance companies are a target.
Maybe they just hate the idea of insurance and would rather pay for health care all by themselves.
But I digress.
Let's say that these bills pass and (pulling a date out of the air), on January 1, 2012 health insurance have gone "poof".
Same for agents (which it seems quite a few people don't like) as well as the health insurance support staff. That means customer service reps, underwriters, claims payers and probably a bunch of attorneys.
So what you may say?
Loss of that many jobs puts additional pressure on an already anemic job market as well as unemployment, food stamps and probably Medicaid rolls as well.
And this.
Once health insurance premiums are eliminated and replaced by a taxpayer funded system that means the loss of premium taxes.
Yup, on average 2 - 3% of every dollar you pay in health insurance premiums ends up in your state coffers. That can add up to a lot of jack.
For those of you playing along at home, let's summarize.
Jobs?
Gone.
Tax revenue from those jobs?
Gone.
Increased pressure on welfare system?
Bummer.
Premium tax receipts?
Gone.
And how well will states be able to manage a plan for everyone?
Hopefully better than they have Medicaid.
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