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(Un)common Sense

You know those warning labels on things like hair dryers? The ones that tell you not to use the hair dryer while you are in the tub or shower?

Or don't stick a fork in the toaster to get your piece of bread?

You would think these things are common sense. Why would you need to tell someone they shouldn't use a hair dryer while standing (or sitting) in water, or that you should not stick a metal fork in an electric toaster while it it turned on?

So why do navigators need to be told the following?
“Do not leave documents that contain PII [Personally Identifiable Information] or tax return information on printers and fax machines.”
“When faxing PII or tax return information, double-check that the recipient’s fax number is correct and that someone is able to pick up the faxed information immediately.”
ATR

Common sense, right?

Apparently not.

And these are the folks the government is hiring (and training) to help you get an Obamacare subsidy.

An ObamaTax Exchange Prediction (1,000 Words)


Breaking: Actual ObamaTax Rates (Tar Heel State edition)

A friend of mine, who lives in the Wilmington area, just received his 2014 "renewal" from Blue Cross/Shield, as well as a copy of the internal rate sheets for their new "metal" plans.

As one might expect, although he likes his current (HSA) insurance plan, he can't keep it. And contra the President's other explicit promise, his rates didn't go down "3000%"

His current premium, good through the end of 2013, is $212 per month with a $5,000 deductible (and no co-insurance). His renewal has mapped ("transitioned") him to a Bronze plan with a $5,500 deductible (and no co-insurance) with a monthly (non-subsidized) premium of $493, more than double his current premium, plus 10% more out-of-pocket.

Now, he could opt for a so-called "Catastrophic" plan (which, due to his age, would require a hardship exemption for eligibility) with a $6,350 deductible (and again, no co-insurance) for $387 per month. That's a 35% increase in premiums and a little over 25% greater out-of-pocket.

Fortunately, my friend's a non-smoker, else he could plan on adding an additional 20% to those "bargain" rates.

The ObamaTax in action.

Download Pirates Of Caribbean At World's End Game PC Free Full Compressed

Game Review: From Sources

Latestgames2.blogspot.com Presents A New Action Adventure Game Known As Pirates Of Caribbean At World's End Game .....

Genre: Action Adventure.

Languages: English.

File Size: 138 MB

A good Game With Excellent Graphics ....Screen Play Is Awesome..Fear Will Be Be Every Where When You Play This Game .But Any Way Thanks To The Makers Of  This Game For A Wonderful Treat...And Please Support The Game Makers...





Minimum System Requirements: 

* Operating System: Windows XP / Windows Vista / Windows 7 / 8 

* Processor: Intel Dual Core @ 1 GHz or higher 

* Memory: 256MB of RAM (512MB for Vista & Win 7 / 8) 

* Graphics Card: 512MB (Nvidia 8800 GT) Pixel Shader 3.0 

* Hard Disk: 1.4GB free disk space 

* Sound Card DirectX® 9.0c compatible 

* DirectX® 9.0

                                                                                
                                                                           

ObamaTax Exchange Jitters - Part 1

Over the weekend, co-blogger Patrick sent me the link to an online "database" that purported to have the rates for various QHP's (Qualified Health Plans) as they'll appear on the Exchanges. Only problem was, the "data" was simply a recap of how many plans and carriers would be participating in a given state. But I wasn't all that surprised since I'd just seen this little gem from an agent in the Old Line State:

So tomorrow I’m supposed to be able to start enrolling people in the great and glorious future of health insurance. No doubt figuring that it would be helpful for me to know what plans are available to enroll people in before that date, this past weekend Maryland Health Connection emailed me a handy little quick reference guide to available plans. 876 pages of coverage grids, yay! I’ve been paging through it, and it’s really back to the future time, these are, with 2 exceptions so far*, old fashioned Major Medical (MM) plans.

Let me explain: Traditionally, a MM plan is a simple thing; you have a deductible of whatever, you pay for all your medical treatments until you spend that much, then the insurance kicks in. In recent years, most major carriers have modified MM plans so that some/much/most outpatient treatment was not subject to the deductible, but just required a copay. It works pretty well, if something major happens (i.e. hospitalization, surgery) there’s a deductible to meet but it’s not so bad because the bill’s huge, but in most normal years thing like docs, Rx, ER just require a copay. People are NOT going to be happy going back to the old model. EVERYTHING except preventive care is now subject to the deductible. It could work if the cost came down significantly, back to where it used to be, but we already know it’s going up.

And that’s the other thing. There are no prices attached to these plans. I’m supposed to start enrolling people tomorrow, wonder if I’ll have it by then? Without some idea of costs, I have no way to judge whether these are “good” insurance plans or not. They could be, if they are cheap enough. (Hell if they’re cheap enough, it would be dragging insurance back to what it’s supposed to be instead of being prepaid medical) I’m not holding my breath, however, and I’ll tell you something else: People who have been covered by comprehensive work plans that require little out of pocket from them at the point of service are going to scream bloody murder.

Also along the same everything-old-is-new-again lines, HMOs are back with a vengeance. Pre-approvals and referrals are the new black.

* UHC has managed to retain a smidgeon of outpatient coverage not subject to the deductible, but it’s not even close to what their plans cover now. Also, what I can only call “super insurance” is available; BCBS has one plan where you pay nothing for health care, no deductible, no copay, no coinsurance, nada. Network limited, but your annual out of pocket max is $0. I really, really want to know what that one costs.

Thanks, WD!

Stay tuned for Part 2 - the other shoe drops.

On ObamaCare Messaging and Strategy


It's no secret that, like most Americans, we're no fans of Obamacare. So it's frustrating to see the political party that did not ram it down our throats being so weak-kneed in its opposition as it's being rolled out.

The latest tactic would delay the Exchanges for a year. How stupid is this? The administration is already accusing the Republicans of everything short of murdering people by not wanting them to have insurance. The one aspect of Obamacare that gets positive polling is people getting covered. Delaying that a year would be terrible press going into an election year, press the Media will heap on them gleefully. In the end they aren’t going to win that fight.

So what should they do? I have some suggestions:

1 - Waive the individual mandate for 1 year after the employer mandate is enforced

2 - Allow exchange subsidies but fund it with;

    a. Elimination of government contribution to Congress and staff premiums

    b. Force executive & Judicial branch and all staff to buy their coverage through the exchange with no subsidy from the tax payors

    c. Require passage of Keystone pipeline immediately with small small tax on oil passing through it earmarked for exchange subsidies

    d. Eliminate PCORI and allocate all collected money to exchange subsidies

Now instead of Republicans not wanting people to have insurance it will be on the administration to give up graft or shut down the government. None of the items are meaningful to the public; the majority of people would argue they should be sacrificed to fund the subsidies.

ObamaTax Eve: MVNHS© and CanadaCare© edition

While legacy media reports that the ObamaTax rolls out tomorrow aren't quite accurate (various portions have been implemented over the past 3 1/2+ years), the opening of the Exchanges is certainly a high- (or low-, depending on one's perspective) watermark. And so in that spirit, let's see what our Friends Across the Pond© and Neighbors to the North© have wrought, in order to better understand the future of health "care" in America.

■ Reader Peter K tips us to this little gem from Merry Olde England:

"A teenage girl died after doctors failed to carry out basic checks that may have revealed she was suffering from life-threatening brain damage"

15-year-old Amie Miller had been suffering from headaches and nausea, and couldn't even open her eyes. Some very simple tests might have revealed the extent of the damage, and saved her life.

But that's not the best part. This is:

It took 5 years for the Royal Rocket Surgeons to figure this out.

■ It's probably a good thing that little Amie didn't smoke, or things could have gone even worse:

"Patients are being denied minor treatments because they smoke ... a healthy middle-aged man was told he could not have a ten-minute operation to cut a small benign growth off the side of his  head, because of his habit."

One might endeavor to argue that smokers who develop lung-cancer ought to pay some penalty at claim time. But the Much Vaunted (and Totally Compassionate) National Health System© has begun denying actual care for non-smoking-related health problems to those who choose to light up.

Death Panels IPAB at its finest.

■ Meanwhile, our Neighbors to the North© prove that, when it comes to denying care to those most in need, they're no slouches, either:

"The daughter of a 67-year-old woman is planning to sue Pierre-Boucher Hospital in Longueuil [in Quebec] after her mother spent 13 hours in the emergency room without being seen by a doctor."

The good news is that Mom's health care was "free."

The bad news is that Mom's free health care killed her.

The ObamaTax Exchanges (are scheduled to) open tomorrow.

Mat Hoffman's Pro Bmx 2 Game PC Free Full Compressed + Crack | Mat Hoffman's Pro Bmx

Mat Hoffman's Pro Bmx 2 Game

Game Review: From Sources

Latestgames2.blogspot.com Presents A New Racing Game Known As Mat Hoffman's Pro Bmx 2 Game .....

Genre: Racing.

Languages: English.

File Size: 477 MB

A good Game With Excellent Graphics ....Screen Play Is Awesome..Fear Will Be Be Every Where When You Play This Game .But Any Way Thanks To The Makers Of  This Game For A Wonderful Treat...And Please Support The Game Makers...

Mat Hoffman's Pro Bmx 2 Game

Mat Hoffman's Pro Bmx 2 Game

Mat Hoffman's Pro Bmx 2 Game

Mat Hoffman's Pro Bmx 2 Game

Minimum System Requirements: 

* Operating System: Windows XP / Windows Vista / Windows 7 / 8 

* Processor: Intel Dual Core @ 1 GHz or higher 

* Memory: 256MB of RAM (512MB for Vista & Win 7 / 8) 

* Graphics Card: 512MB (Nvidia 8800 GT) Pixel Shader 3.0 

* Hard Disk: 550 MB free disk space 

* Sound Card DirectX® 9.0c compatible 

* DirectX® 9.0

                                                                         Mat Hoffman's Pro Bmx 2 Game
                                                                          
Mat Hoffman's Pro Bmx 2 Game

Obamacare and Mega Blue

The Obama administration plans on Monday to announce scores of new health insurance options to be offered to consumers around the country by the Blue Cross and Blue Shield Association and the United States Office of Personnel Management, the agency that arranges health benefits for federal employees, according to administration officials.
The options are part of a multistate insurance program that Congress authorized in 2010 to increase options for consumers shopping in the online insurance markets scheduled to open on Tuesday.
Congress conceived multistate plans as an alternative to a pure government-run insurance program — the “public option” championed by liberal Democrats and opposed by Republicans in 2009-10.
And this is good because . . . .?
The federal government negotiated the benefits and premiums for the Blue Cross and Blue Shield products, so this plan carries a federal seal of approval.
But how is this good for consumers?
Supporters of the multistate plans authorized by Congress say the plans will increase competition in local health insurance markets, many of which are dominated by one or two carriers. 
Introducing a "super plan", issued by ONE carrier, will increase competition in markets dominated by one or two carriers.
Really?

State Of Decay

STATE OF DECAY - CRACKED + UPDATE 1


What if society came screeching to a halt? What if all our rules and laws no longer mattered? State of Decay brings these questions to life in a very real way. It’s not just about combat; it’s about doing what you must do to stay alive. Food, water, shelter, and ammo — you’ll need them all. Taking you beyond the initial panic, and beyond the first weeks of the crisis, State of Decay is the embodiment of the “What if?” zombie apocalypse scenario.


Keyboard and mouse *does* work but it’s VERY rudimentary and there’s no menu support. This is taken from Steam forums;

WASD = Move around and navigate menu.
Space = Jump and select items in menu.
Esc = Back and access menu from in-game.
M = Map
E = Interact (such as open doors / Y on 360 controller)
T = Flashlight
Q = (X on 360 controller) Such as equip or un-equip an item
Shift = Run
Ctrl = Crouch
Tab = Cycle inventory, skills, home, events, and assets tabs. (LB/RB function)

Mouse = look
Left mouse button = Use / attack
Right mouse button = Zoom / decline or back up on in-game menus
Mouse wheel = cycle through inventory items in hand

Download :

Host : PL/BU | Not early access anymore! Included Update 1 | Password : eagle3zio.blogspot.com
RAR Password : www.rld-games.net | Total Size : 1.7GB

Putlocker :

BillionUploads :

Gameplay :

Midnight Mysteries: Witches of Abraham Collector's Edition

For the past few years, you've been writing bestselling novels based on the stories you've heard told by the ghosts who visit you at midnight. But tonight you have a special visitor, Abraham Lincoln, the 16th President of the United States! He wants you to go back in time and find the treasure of the Knights of the Golden Circle, a secret Confederate order, before Lincoln's enemies do! Follow the clues, while learning trivia about famous people and places from the American Civil War in this fascinating Hidden Object Puzzle Adventure game.

Game Size 545 MB

OR
OR
OR

Screenshots:


Have fun and feel free to leave your comments!

Recommended for free users: Use Jdownloader to increase download speed!

Download TakeDown Red Sabre Game PC Free Full ISO + Crack

 TakeDown Red Sabre (latestgames2)

Game Review: From Sources

Latestgames2.blogspot.com Presents A New Action, Adventure Game Known As TakeDown Red Sabre .....

Game Information: 

Title: Takedown: Red Sabre 

Genre: Action, Simulation, Strategy 

Developer: Serellan LLC 

Publisher: 505 Games 

Release Date: 20 Sep 2013 

Languages: English, French, Italian, German, Spanish 

TAKEDOWN is a thinking-person’s shooter. The player that takes things slow, aims carefully, and plans their moves right will overcome the player who runs in with guns blazing. Close-quarters battle brings the fight inside, as you would see SWAT teams or SOF units taking down small numbers of dangerous adversaries. Non-linear environments allow for multiple routes and tactics and add replay ability.

A good Game With Excellent Graphics ....Screen Play Is Awesome..Fear Will Be Be Every Where When You Play This Game .But Any Way Thanks To The Makers Of  This Game For A Wonderful Treat...And Please Support The Game Makers...+


 TakeDown Red Sabre (latestgames2)

 TakeDown Red Sabre (latestgames2)

 TakeDown Red Sabre (latestgames2)

 TakeDown Red Sabre (latestgames2)

Installation Notes: 

1. Unrar the release. 

2. Mount or burn image. 

3. Install the game. 

4. Copy the cracked content into the main install folder and overwrite. 

5. Block the game in your firewall and mark our cracked content as secure/trusted in your antivirus program. 

6. Play the game

 TakeDown Red Sabre (latestgames2)

Minimum System Requirements: 

* Operating System: Windows XP / Windows Vista / Windows 7 / 8 

* Processor: Intel Dual Core @ 2.0 GHz or higher 

* Memory: 1 GB of RAM (2 GB for Vista & Win 7 / 8) 

* Graphics Card: 256 MB (Nvidia 8800 GT) Pixel Shader 3.0 

* Hard Disk: 3 GB free disk space 

* Sound Card DirectX® 9.0c compatible 

* DirectX® 9.0

                                                                            TakeDown Red Sabre (latestgames2)
                                                                           
 TakeDown Red Sabre (latestgames2)

Download Hot Wheels World's Best Driver Game PC Free Full ISO + Crack

Hot Wheels World's Best Driver | Latestgames2.blogspot.com

Game Review: From Sources

Latestgames2.blogspot.com Presents A New Action, Adventure Game Known As Hot Wheels World's Best Driver .....

Game Information: 

Title: Hot Wheels World’s Best Driver 

Genre: Action, Racing 

Developer: Firebrand Games 

Publisher: Warner Bros. Interactive Entertainment     

Release Date: 17 Sep 2013 

Languages: English, French, Italian, German, Spanish 

Gear up for intense challenges only Hot Wheels can deliver! Join the ranks of Team Hot Wheels, an elite group of drivers competing for the coveted title: “World’s Best Driver.” The drivers are split into four teams, each with their own disciplines: Super Fast (Green), Outrageous (Red), High-Tech (Blue) and Powerful (Yellow). Compete in thrilling events across four Hot Wheels Test Facility (HWTF) locations around the world. For the first time, Hot Wheels fans can experience the legendary world of HWTF where the latest and greatest Hot Wheels creations are born. Pick your team, choose your ride and GO FOR IT!

A good Game With Excellent Graphics ....Screen Play Is Awesome.. .But Any Way Thanks To The Makers Of  This Game For A Wonderful Treat...And Please Support The Game Makers...


Hot Wheels World's Best Driver | Latestgames2.blogspot.com

Hot Wheels World's Best Driver | Latestgames2.blogspot.com

Hot Wheels World's Best Driver | Latestgames2.blogspot.com

Hot Wheels World's Best Driver | Latestgames2.blogspot.com

Minimum System Requirements: 

* Operating System: Windows XP / Windows Vista / Windows 7 / 8 

* Processor: Intel Dual Core @ 2.0 GHz or higher 

* Memory: 1 GB of RAM (2 GB for Vista & Win 7 / 8) 

* Graphics Card: 256 MB (Nvidia 8800 GT) Pixel Shader 3.0 

* Hard Disk: 4 GB free disk space 

* Sound Card DirectX® 9.0c compatible 

* DirectX® 9.0

Hot Wheels World's Best Driver | Latestgames2.blogspot.com

Installation Notes: 

1. Unrar the release. 

2. Mount or burn image. 

3. Install. 

4. Copy the cracked content into the main install folder and overwrite. 

5. Block the game in your firewall and mark our cracked content as secure/trusted in your antivirus program. 

6. Play the game 


                                                                  Hot Wheels World's Best Driver | Latestgames2.blogspot.com 
                                                                   
Hot Wheels World's Best Driver | Latestgames2.blogspot.com