Six ways to help you save tax next time you pay it

Six ways to help you save tax next time you pay it Faulty investment strategies and poor knowledge of rules could result in a higher tax outgo. Find out how to avoid it. Is your debt fund taking too much risk? Here's what to do Some short-term debt funds have sharply increased their exposure to risky, lower rated bonds in recent months, while reducing the same to safer AAA-rated bonds. 5 points to consider after a bank merger If you are a borrower, the lender has a contractual obligation to honour the terms of your loan.Long duration loans could see altered interest rates. Taking a housing loan: Should one opt for home loan insurance? Home loan insurance is generally offered for the tenure of the loan. It covers the amount owed to the lender at the time of the borrower's death. Seven health insurance myths shattered People don't buy health plans readily possibly due to several misconceptions about them, as is evident from a survey by ICICI Lombard. Quote of the week "The view on India from outside the country has definitely turned around and represents a new level of optimism towards the economy." Anshu Jain,Co-CEO, Deutsche AG Family Finances Savvy investing, high saving will help Bhatias to meet goals The Bhatias have planned their finances well and can look forward to a smooth sailing with a reallocation of their existing resources. Financial Planning Six reasons why mutual funds are unpopular among investors Despite being cheap, diversified and professionally managed, mutual funds are not the product of choice for most investors. Money-making venture Retail technology venture Shopsense enhances shopping experience via touchscreens in stores Mumbai-based Shopsense offers the ease of online shopping in stores. It installs large touchscreens connected with the store's inventory. Entrepreneurs MustSeeIndia stands out among online travel agencies with its customised end-to-end holiday packages They decided to stand out from the crowd by making the booking process short and easy. The strategy worked and their portal, Must-SeeIndia, is a Rs 10 crore venture today. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Why you should get ready for a cut in group health benefits The corporate covers are inadequate. Experts have always recommended purchasing independent covers, irrespective of a group health policy. How to buy property auctioned by a bank in 8 easy steps If you win, deposit 25 per cent of the bid amount, including EMD, within 24 hours. The rest has to be given within the time limit. How to gain from PSU divestments The Finance Minister has hinted at bringing down the govt stake in PSU banks to 52 %. The intention is clear. There will be plenty of action soon. Should you purchase a foreclosed property? The bank that forecloses a property sets a 'reserve price' while auctioning it. This is based on the price at which the property was bought. Why you should continue to invest in global funds The Indian market may be outperforming this year, but it will not do so every year. By being internationally diversified, you can protect your portfolio. Daily Newsletter Special stories that round up the major developments of the day Markets Watch Round up of stock, currency, bond, money and real estate market IPO Watch Gives you the latest IPO/FPO related news Live-Market News Portfolio Mobile Live TV Newsletter Commodities Speed Blogs Alerts Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2014 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here