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ObamaTax: Another Nail

As we've long documented, one of the (intended?) effects of the ObamaTax is a looming physician shortage. But perhaps some clarification is needed: the shortage is most likely to hit the insured and/or less wealthy demographic first.

Why is that, you ask?

Well:

"Dr. Michael Ciampi [has] ... stopped accepting all forms of health insurance. In early 2013, Ciampi sent a letter to his patients informing them that he would no longer accept any kind of health coverage, both private and government-sponsored"

And to make sure his patients know exactly how that would impact them, he's also taken the full-transparency route (for which we also applaud him) by posting all his prices on-line.

Regular readers may recall our (exclusive) interview with Dr Rob Lamberts last fall, when he explained how his new practice model - Direct Primary Care (DPC) - works:

"The DPC model is one in which the patient pays the doctor directly for their care, usually in the form of a monthly "subscription," plus or minus a fee for visits."

That's different from how Dr Ciampi has evolved his practice; he "collects payment at the end of the visit, freeing him of the time and costs associated with sending bills."

It also frees him to charge whatever he likes (well, whatever the market will bear, anyway) without having to answer to insurance or government bureaucracies. It also means that he can spend more time with patients. Nothing wrong with that.

Weather Lord: Hidden Realm


Command the powerful forces of nature to free an island of an evil scourge in Weather Lord: Hidden Realm! As you make your way across a once lost land, you'll restore its villages, free its people and battle ogres, golems and Yeti scum. With the elements in your hands, a sword at your side and a little magic in your pocket, no one will be able to stop you on your march to victory in this thrilling Time Management game!

50 levels
Five weather elements

Reveries: Sisterly Love Collectors


Save your twin from a nefarious witch in Reveries: Sisterly Love! In order to save your life, your sister, Monica, traded her soul to a witch. You watched helplessly as Monica grew old before your very eyes and then disappeared through a strange mirror. But you’re not feeling so helpless anymore! Monica’s sacrifice has given you the strength to venture through the looking glass to rescue your twin. Can you defeat the villainess and save Monica before her soul is lost forever? Find out as you journey through a whimsical fantasy world in this exciting Hidden Object adventure!

Bonus game revealing Dreamland's new villain!
Beautiful wallpapers and concept art
Music tracks and screensavers
Integrated strategy guide


Guardian Alliance


Defeat the forces of Hell as they invade the Worlds of Man - Lead the Guardian Alliance to Victory!

The Devil leads his monster army from the Pits of Hell to invade the Mortal Realm. Mighty Warriors gather and create the Guardian Alliance, and you will lead them to resist the invasion. You will need to summon Warrior, equip them and deal with a variety of monsters.



Treasure Island 2


Well, shiver me timbers! It's time to raise anchor and set sail for new adventures in Treasure Island 2. Help our hero, Redrum Bilgewater, capture sought-after treasures and navigate buccaneer-infested waters. The Dread Captain Weevil, scourge of the Seven Seas, has vowed to take revenge on the Twelve Islands if his golden peg-leg is not returned. It's up to you to collect enough gold to satisfy his demands before he unleashes his skeleton army's wrath! So, put down that bottle of rum and get started in this jolly good match-3 game!



California's Sneaky Little Trick

There has been much discussion about affordability in the insurance exchanges. From huge potential rate increases to lower than current rates being proposed under Covered California, the range of costs vary significantly.

So it came as a surprise last week when news broke that California's program was showing lower than projected premiums. Ezra Klein called it "Very Good News for Obamacare." Major news networks cited the release telling viewers that premiums were going down.

Then came the rest of the story. Indeed Covered California was going to see a rate reduction for individual insurance. BUT, these plans were compared to the average small group plans. For perspective, the average premium for individual plans sold through EHealthInsurance in California last year was $177 a month. Covered California said the average premium for the three lowest Silver plans statewide was $321 a month, albeit for more comprehensive benefits.

So, why compare 2014 individual rates to today's small group rates? Well, Covered California provided this little gem for you:
"It is difficult to make a direct comparison of low rates to existing premiums in the commercial individual market because in 2014 there will be new benefits and today’s coverage on an actuarial basis is all over the map. The best frame of reference is by looking at current rates available in the small group market in California. Each market is a competitive market with guaranteed issue. Comparing rates to comparable products in the small employer market, rates ranged from two percent above the 2013 average premium to 29 percent below the rates in California’s most populous markets. This is impressive since the 2014 products include doctor visits, prescriptions, hospital stays and more essential benefits."


What's really going to be impressive is if these "preliminary" rates will actually hold.

Combat Task Force 121 Game For PC Free Download Full Ripped And Cracked 100% Working


Download Free Combat Task Force 121 PC Game Download 

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Minimum System Requirements: 

Operating System: Windows® XP (SP3) / Vista® / 7 / 8 

Processor: 2 GHz Intel® Core™2 Duo or 2 GHz AMD Athlon™ 

Memory: 512 MB of RAM 

Graphics: 256 MB Direct X® 9.0 c 

Direct X®: 9.0 c 

Hard Drive: 2 GB of Free Disk Space 

Sound: Direct X 9.0 c 

Installation Notes: 

1. Unrar. 

2. Install the game. 

3. Play!