When is health insurance not health insurance? When it's a share-and-share-alike program under the auspices of a church or church-related group. As we noted over 4 years ago, Christian ministry "sharing" plans offer an alternative to traditional health insurance, but they're not perfect; as Bob noted in 2007:
"If your claim is not paid, where do you turn? They are not insurance and as such are not regulated by the DOI (Dept of Insurance) in any state. There are no guaranty funds to step in and bail you out if the plan fails."
And now, it seems, they're exempt from ObamaCare©:
"Niles' plan ended up as the beneficiary of a rare exemption to the new law -- a waiver highlighted in the plan's promotional materials.
The plan didn't come from an insurer, but from a religious "health care sharing ministry."
Turns out, these plans, like so many others, have been granted a waiver by St Katherine of Shecantbeserious; in fact, folks who participate are exempt from the ObamaMandate©. They join the ranks of the Amish and Christian Scientists (among others) in proving that we're all equal.
It's just that some are more equal than others.
[Hat Tip: FoIB Jeff M]
"If your claim is not paid, where do you turn? They are not insurance and as such are not regulated by the DOI (Dept of Insurance) in any state. There are no guaranty funds to step in and bail you out if the plan fails."
And now, it seems, they're exempt from ObamaCare©:
"Niles' plan ended up as the beneficiary of a rare exemption to the new law -- a waiver highlighted in the plan's promotional materials.
The plan didn't come from an insurer, but from a religious "health care sharing ministry."
Turns out, these plans, like so many others, have been granted a waiver by St Katherine of Shecantbeserious; in fact, folks who participate are exempt from the ObamaMandate©. They join the ranks of the Amish and Christian Scientists (among others) in proving that we're all equal.
It's just that some are more equal than others.
[Hat Tip: FoIB Jeff M]
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