First, courtesy of UHC, we learn that next year's Health Savings Account contributions and policy regs have been published by the IRS.
Some highlights:
■ The max annual contribution limit for single coverage is up $50 to $3,100; family max is also increased to $6.250 (a $100 step up)
■ The max OOP (out of pocket) limit for underlying High Deductible Health Plans (HDHPs), which includes deductible and co-insurance, goes up to $6,050 for singles and $12,100 for family plans (increases of $$100 and $200, respectively)
■ The minimum deductible for singles is $1,200 and $2,400 for families That's the same as this years'.
And speaking of HSA's, our own Alternative Benefits gurus as FlexBank point out that "HSAs have rules - LOTS of rules. Technically, it is the HSA owner's responsibility to know and abide by all of the rules. How in the world is this possible without help?"
That's where having access to a local, professional practice that focuses solely on these kinds of benefits comes in. Being able to pick up the phone (or get a quick reply by email) is, to coin a phrase, priceless.
Some highlights:
■ The max annual contribution limit for single coverage is up $50 to $3,100; family max is also increased to $6.250 (a $100 step up)
■ The max OOP (out of pocket) limit for underlying High Deductible Health Plans (HDHPs), which includes deductible and co-insurance, goes up to $6,050 for singles and $12,100 for family plans (increases of $$100 and $200, respectively)
■ The minimum deductible for singles is $1,200 and $2,400 for families That's the same as this years'.
And speaking of HSA's, our own Alternative Benefits gurus as FlexBank point out that "HSAs have rules - LOTS of rules. Technically, it is the HSA owner's responsibility to know and abide by all of the rules. How in the world is this possible without help?"
That's where having access to a local, professional practice that focuses solely on these kinds of benefits comes in. Being able to pick up the phone (or get a quick reply by email) is, to coin a phrase, priceless.
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