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From the P&C Files: Are your gifts protected?

The Insurance Information Institute (I.I.I.) has some good advice: make sure your expensive holiday gifts are properly insured. Whether it's that beautiful engagement ring or shiny new HD television set, thieves and winter storms pose a risk.

A good place to start is a home inventory, and keep it updated regularly:



And don't forget to call your insurance agent to make sure that new piece of art or set of golf clubs (such a deal!) are covered for the right risks, and the right values.

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